preheat oven to 375 degrees and grease a medium sized skillet or casserole dish
In a large mixing bowl, cream together cream cheese and mayo until smooth. Add in corn, bell pepper, jalapeño, hatch chiles, garlic, zest and juice of lime, pepper jack cheese, and spices; toss to combine.
Spread into prepared baking dish and bake uncovered for 25-35 minutes, until bubbling.
Remove from oven, garnish with cilantro and top with Cotija cheese and serve with chips!